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Contact Name
Luqman H
Contact Email
jeps@sebi.ac.id
Phone
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Journal Mail Official
jeps@sebi.ac.id
Editorial Address
Jl. Raya Bojongsari, Pondok Rangga, Kec. Sawangan, Kota Depok, Jawa Barat 16517, Indonesia
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Jawa barat
INDONESIA
Jurnal Ekonomi dan Perbankan Syariah
ISSN : 23551755     EISSN : 25796437     DOI : https://doi.org/10.46899/jeps.v9i1
Core Subject : Economy, Social,
Jurnal Ekonomi dan Perbankan Syariah is a scholarly journal published by Islamic Banking Department, School of Islamic Economics STEI SEBI The JEPS journal has been issued since 2013 and it’s have published twice in a year in April and October. The journal has been publishing scholarly papers since 2013. Starting in 2018 onwards, we encourage authors to only submit research papers written in good-read English academic writing. The journal is designed to provide a forum for researchers or academicians and also practitioners who are interested in knowledge and in discussing ideas, issues and challenges in the field of Islamic economic and banking. To solve the problem of the ummah and to provide the solution for the gap between the theories and practices. The scope or coverage of this journal will include but are not limited to Islamic economics, Islamic business, Islamic banking, Islamic capital markets, Islamic wealth management, issues on shariah implementation/practices of Islamic banking, zakat and awqaf, takaful, Islamic corporate finance, shariah-compliant risk management, Islamic derivatives, issues of Shariah Supervisory Boards, Islamic business ethics.
Articles 6 Documents
Search results for , issue "Vol 9, No 2 (2021): Journal of Islamic Economics and Banking" : 6 Documents clear
Analysis of the Effect of Price and Product Reviews on Online Purchase Decisions Through Shopee in the Midst of the Covid-19 Pandemic (A Case Study: Shopee Consumers in Banjarnegara Regency, Central Java) Aisyah Aisyah; Atiyah Fitri; Fahmi Syahbudin
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.282

Abstract

This study aims to determine the effect of price and product reviews on online purchasing decisions through Shopee during the Covid-19 pandemic in Banjarnegara Regency, Central Java. This study uses a quantitative approach. The data collection technique was conducted with a questionnaire. The number of samples in this study was 120 respondents using the purposive sampling method or with certain criteria, namely, the respondents are Shopee consumers who live in Banjarnegara Regency, Central Java, and have experience doing online transactions at Shopee at least 2 times since the outbreak of the Covid-19 pandemic in Indonesia. The data analysis technique used validity test, reliability test, multiple linear regression analysis and t-test (partial), and F test (simultaneous), and the coefficient of determination (R2). The data processing uses SPSS version 26.0. The results of this study indicate that prices and product reviews partially and simultaneously influence online purchasing decisions through Shopee during the Covid-19 pandemic in Banjarnegara Regency, Central Java.
Analysis of the Effect of Inflation, BI Rate, and Exchange on Profitability of Sharia Banks in Indonesia (Period 2014-2020) Ihza Della Priskila; Nining Nurhasanah
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.283

Abstract

This study aims to analyze the Influence of Inflation, BI rate and Exchange Rate on The Profitability of Sharia Banks In Indonesia for the period 2014-2020. The type of research is quantitative descriptive, with multiple linear regression analysis processed using SPSS software. Using the annual time series 2014-2020 data published on the OJK official website. The population and sample of 34 BUS and UUS were published in the Islamic banking statistics report by the OJK. The results of this study show that inflation has no partial effect on the profitability of sharia banks in Indonesia, while Bi rates negative affect and significant the profitability of sharia banks in Indonesia. And Exchange rates positive affect and siginificant. However, simultaneousy all independent free variables affect the profitability of sharia banks, and are able to explain the dependent variable of 70% and the remaining 30% are explained by other models not discussed in this study.
Determinants of the Intentions of Indonesian Muslim Millennials in Cash Waqf Using E-Payment Ucu Musahidah; Nurdin Sobari
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.284

Abstract

This study aims to explain the factors that influence the intention of Indonesian Muslim millennials in paying cash waqf using e-payment. This study uses the UTAUT theory where Religious Belief, Level of Knowledge, and Image are added to the main components. As well as testing the Effort Expectancy variable as a moderator between Performance Expectancy and Behavioral Intention. This research was conducted through an online survey involving 310 respondents who have never had cash waqf. Quantitative analysis based on PLS-SEM shows that Performance Expectancy, Effort Expectancy, Social Influence, Level of Knowledge, and Image variables significantly affect the millennial generation's intention in paying cash waqf using e-payment. However, the variables Facilitating Condition and Religious Belief were found to be insignificant, as well as Effort Expectancy as a variable moderator between Performance Expectancy and Behavioral Intention was found to be insignificant on the millennial generation's intention in paying cash waqf using e-payment. 
Factors Affecting Small and Medium Micro Enterprises (Msmes) in Taking Business Capital Financing in Peer to Peer Lending Institutions Sharia Qazwa.Id Muhammad Sayyid Farras; Rachmat Risky Kurniawan; Muhammad Isman almaududi
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.285

Abstract

This study aims to determine what factors influence MSMEs in taking business capital financing at a sharia financing institution, peer to peer lending namely qazwa.id. This study uses a descriptive qualitative method with a non-probability namely sampling technique, purposive sampling. The results of this study indicate that there are three factors that influence MSMEs in taking business capital financing in qazwa, namely easy and fast access to financing, margins and the sharia system. Among these three factors, the factor that greatly influences MSMEs in taking business capital financing at qazwa is the sharia system used by qazwa, namely mudharabah and murabahah contracts as evidenced by the results of interviews the majority of 4 out of 10 respondents chose it.
Maqashid Sharia Analysis of Change From Customers for Donation: a Case Study in Fajar Toserba, Jalaksana District Alfan Syafi'i; Ega Kusuma Dewi
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.279

Abstract

The Qur'an and Islamic legal literature do not mention the word Islamic law as one of the terms in the Qur'an is the word syarî'ah, fiqh, Allah's law, and the same root with it. The term Islamic law is a translation of Islamic Law in western literature. If traced to its roots, then the meaning of Islamic law is "control or bridle of the horse", what is meant here is that in essence the law exists to regulate people who are subject to the law itself. Other meanings derived from the root word hakama include preventing injustice, preventing tyranny, preventing persecution, and rejecting other mafsadat. The research on Maqashid Syariah analysis of the ask foral of change for donations (a case study in Fajar Toserba, Jalaksana District) aims to understand how the practice of asking for change for donations is, how the distribution of these donations when they have been collected, and how Muqashid Syariah analyzes the practice of asking for change for donations. donation. This study uses a descriptive qualitative method because it describes the data in the form of a written description. Types and sources of data in this study using primary and secondary data. Data collection techniques through interviews and observations. The results of this study are on the ask foral of change for donations at Fajar Toserba Jalaksana when buying and selling transactions. As for the practice, when buying and selling at Fajar occurs, if there is odd nominal money, it is directly distributed to the social fund in the payment receipt. Maqashid Sharia analysis on this matter can be concluded that the five main points or al-mabaadi 'al-khamsyah have been fulfilled. customers for change for donations and distributing the donation money have fulfilled the purpose of Islamic law itself, namely Maqashi Syariah. Although there are elements that should not be done, in this case, the benefits are greater.
An Evaluation of Zakat Productive Program in the Pandemic Nadia Putri; Mohamad Soleh Nurzaman
Jurnal Ekonomi dan Perbankan Syariah Vol 9, No 2 (2021): Journal of Islamic Economics and Banking
Publisher : Sekolah Tinggi Ekonomi Islam (STEI) SEBI

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46899/jeps.v9i2.276

Abstract

Having the access of technology and information are some of the requirements needed to live in the middle of pandemic. On the other side, poverty is one of the main challenges that Islamic countries like Indonesia has to encounter. Because of the same reason, not everyone able to have the privilege to access nor master technology and information. However Islam offers the solution in the form of zakat to distribute the wealth and minimizing the gap of one’s economy and social status. This paper attempts to evaluate Sekolah Menengah Kejuruan Informatika Utama, program founded by Yayasan Baitul Maal PLN towards their students and alumni economy and social status. Using Social Return on Investment, this paper aims to provide a different perspective of zakat distribution run by Perusahaan Listrik Negara as Indonesia’s Public Company. The result then shows that SROI provides a financial measure of this value, that for every Rp.1 spent on SMKI Utama there is social value of Rp. 2.25 created over 1 year period.

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